A Cash Benefits account allows cardholders to access cash benefits wherever EBT is accepted. EBT cash benefits transactions are similar to debit transactions in that the cardholder may spend these funds on any type of service or merchandise. Merchants are not required to obtain an FNS (Food and Nutrition Service) number in order to process cash benefits transactions.
- Promote one-stop shopping without the need for the cardholder to obtain cash prior to making a purchase.
- Increase customer convenience.
- Merchants experience higher average tickets based on funds availability.
Supplemental Nutrition Assistance Program (SNAP)
Supplemental Nutrition Assistance Program (SNAP), formerly known as “food stamps,” is a federal assistance program that provides aid to low- or no-income individuals. With a SNAP card, benefit recipients may only use their SNAP benefits at authorized retailers with valid food stamp licenses.
SNAP funding is only for perishable items in authorized retail outlets. Merchants wishing to accept SNAP cards must register each store location with the state. Merchants who have not already obtained approval and a state-issued FNS number to accept SNAP cards can go to the USDA website at www.fns.usda.gov/snap/ for information on how to apply.
Women, Infants and Children (WIC)
The Women, Infants and Children (WIC) program is a federally-funded supplemental food nutrition program administered at the state level. The program provides supplemental nutrition for pregnant and postpartum women and their children under age five.
While similar in concept to the USDA’s SNAP program, WIC benefits are restricted to certain foods and quantities. Food retailers wishing to accept WIC cards must be approved by and registered with the appropriate state agency.